Your answers indicate that ownership probably best satisfies your boating requirements. Buying your own boat gives you ownership pride and complete control, but at a price of course, and we are not just talking about money.
However, many boat owners find in practice that they use their boat less than they expect to and the costs per day of use can become eye-watering. Why not give boat club membership a try for a year? – it’s an easy way to try a range of boats and locations at a much lower cost than boat ownership and without the maintenance burden. You can always buy a boat later!